NIS-2026-PREFLIGHT

🩺 NHI Calculator: JTC Exit Diagnostic

Exposing the myth of "just file Blue Return after going independent."
Is your exit financially safe? Diagnose Year 1 risk now.

⚠️ Scope: Tokyo 23 Wards / Income Tax: Single Basis / Blue Return (¥650K Deduction)

Final JTC Annual Salary (Gross)

This "ghost salary" determines your Year 1 NHI premium.

Projected Freelance Revenue (Annual)

Monthly Business Expenses

PC, internet, home office ratio, etc.

Family Members on NHI (incl. yourself)

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Age 40+ (Add Nursing Care Insurance)

Year 1 NHI Premium (Estimate) ¥--- Awaiting your input

Awaiting input...

Year 2 Resident Tax (Projected) ¥0

Time-lag bomb calculated from JTC income

Insurance Cost Increase ¥0

Net increase from losing employer subsidy

Pre-Exit Tax Savings Potential ¥0

Recoverable amount before you exit

JTC vs Post-Exit Cash Flow Comparison

Item JTC Employee (Current) Freelance (Year 1)

Gross Income / Revenue ¥0 ¥0

Business Expenses ¥0 ¥0

Social Insurance / NHI ¥0 ¥0

Income Tax & Resident Tax ¥0 ¥0

Monthly Net Take-Home ¥0 ¥0

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Optimal action will be suggested based on your diagnostic results.